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New rules for calculating cost of credits issued to public in Ukraine | News Flash

20 Jun 2017

 

Taking into account the requirements of the Law of Ukraine “On Consumer Crediting”, the National Bank of Ukraine approved new rules for calculating the total cost of credit for consumers and the real annual interest rate under a consumer loan agreement.

Also, the National Bank of Ukraine established a methodology for calculating the total cost of a loan for an individual borrower, according to the Law “On Consumer Crediting”, which regulates the issues of the components of the total cost of the loan. The specified components include payments for the services of the lender, the credit intermediary/agent (if any).

The methodology developed by the National Bank of Ukraine for calculating the real annual interest rate under a consumer loan agreement is based on the provisions of the EU Directive 2008/48 /EC on consumer credit agreements. Henceforth, the formula for calculating the real value of the annual interest rate under the consumer loan agreement meets the requirements of the legislation of the European Union.

The introduction and further application will give consumers the opportunity to choose the most suitable way of lending for themselves.

Contact our experts in Ukraine!

Follow Accace Ukraine on Linkedin!

 

Contact 

Nataliya Tadeyeva

Branch Director, Accace Ukraine

Nataliya.Tadeyeva@accace.com

+380 445693310


Read more about Ukraine:

  • The National Bank of Ukraine has simplified foreign operations for individuals 
  • 10 Facts about Taxation in Ukraine | Infographic

 

 

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About Accace

Originally established in Central and Eastern Europe in 2006, Accace ranks among the leading outsourcing and consultancy providers in the region. Engaging over 600 experts, we have vast experience with handling small to large scale, multi-country outsourcing projects and providing a comprehensive range of our services to over 2,000 customers.

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Accace operates internationally as Accace Circle, a co-created business community of like-minded BPO providers and advisors who deliver outstanding services with elevated customer experience. Covering almost 40 jurisdictions with over 2,000 professionals, we support more than 10,000 customers, mostly mid-size and international Fortune 500 companies from various sectors, and process at least 170,000 pay slips globally.

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