Get free access to
Our legislation updates make it easy for you to keep on top of the latest changes affecting your business. Receive our articles, opinions, tips, industry news, country profiles, regional overviews and studies, latest events and even more, directly into your mailbox.
Check out our Newsroom to see what is included!
We will send you only relevant information we consider may be of your interest and treat your personal data in compliance with our Privacy policy and GDPR statement.
Unable to subscribe? Try this page.
In March 2025, the Slovak Republic, through selected commercial banks, will introduce a new issuance of government bonds designed for citizens. These government bonds will be available for purchase (investment) for one calendar month or until the issuance is sold out.
Starting from March 3, 2025, individuals will have the opportunity to invest in Slovak government bonds with a guaranteed return:
INVESTOR – a bond with a 2-year maturity and an annual yield of 3% p.a.
PATRIOT – a bond with a 4-year maturity and an annual yield of 3.3% p.a.
The purchase of Slovak government bonds for citizens will be facilitated through five participating Slovak banks: Československá obchodná banka, Slovenská sporiteľňa, Tatra banka, UniCredit Bank, and Všeobecná úverová banka. The minimum investment amount is set at EUR 1,000 (and multiples thereof).
Individuals who are citizens of the Slovak Republic (Slovak tax residents) will not have any tax related to the purchase and holding of these government bonds. According to Article 9 (1) (r) of the Slovak Income Tax Act (Act No. 595/2003 Coll. on Income Tax Act as amended), income from holding and selling government bonds for citizens is exempt from tax.
This tax exemption applies not only to government bonds for citizens issued by the Slovak Republic but also to similar bonds, such as government bonds for citizens issued by another EU member state or a state that is a contracting party to the Agreement on the European Economic Area, provided that the income from these bonds arises after January 1, 2025. A condition for tax exemption is that these bonds must not be included in the taxpayer’s business assets.
The information provided in this article is for informational purposes only and does not constitute an offer to sell or purchase government bonds. Every investment carries a certain level of risk. This article does not constitute investment advice or a personal recommendation.
For more information, visit the official website of the Debt and Liquidity Management Agency (ARDAL) in the section Bonds for citizens.
About Accace
Accace is a proactive consultancy and outsourcing partner who bridges the gap between needs and solutions. Combining smart and streamlined technology with a holistic approach, we provide an all-round care to clients and consider their matters as our own. With over 800 experts and approximately 2,000 customers, we have vast experience with facilitating the smooth operation and growth of small to large-scale, global businesses.
About Accace Circle
Accace operates internationally as Accace Circle, a co-created business community of like-minded BPO providers and advisors who deliver outstanding services with elevated customer experience and erase the borders of service delivery. Covering over 60 jurisdictions with more than 7,000 professionals, we support over 80,000 customers, mostly mid-size and international Fortune 500 companies from various sectors, and process at least 800,000 pay slips globally.
